Not your everyday company



Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.



At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.



Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.



We're built as a lean, data-driven organization that relies on a common understanding of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.



As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.



Awarded 'best workplace'



Best Workplace and Best-Led Company by Inc. Magazine



"World Changing" by Fast Company



Recognized as a World Changing Idea by Fast Company Magazine



Ranked #1 Home insurance in America



Won best renters and homeowners insurance in America by US News, and others



Best Pet Insurance in America



Rated "Best Overall Pet Insurance" by Better Homes & Gardens



Rated 4.9 on the App Store



Among the highest rated apps of all time



What you're applying for



We're looking for a technically savvy Actuarial Pricing Associate to join the UK team and support pricing adequacy, accuracy, and competitiveness of our European products. You will contribute your actuarial expertise as part of an interdisciplinary team that includes data scientists, insurance Product and Underwriting professionals. Working in collaboration, you'll help develop and implement new pricing capabilities that blend actuarial approaches with predictive modeling, machine learning, and artificial intelligence.




In this role you'll

• Help shape our UK pricing strategy, balancing profitable growth, competitive prices and great customer outcomes.


• Turn trading data into action, digging into conversion, retention, risk mix and profitability to spot opportunities and explain what's changing.


• Build a deep understanding of competitor pricing and our position on price comparison websites, using those insights to improve how we price.


• Own pricing changes from idea to launch, testing their impact and tracking what happens once they're live.


• Partner with Data Science, Product and Underwriting to bring together predictive models, customer behaviour and commercial insight.


• Bring your UK insurance expertise to our global team, sharing knowledge and challenging assumptions to help us make better decisions.


• Help build a faster, smarter pricing engine through automation, experimentation and thoughtful use of AI.


• Further your actuarial education through industry research and stay on top of changing regulatory requirements

What you'll need

• 3-5 years of UK personal lines pricing experience, including hands-on commercial or street pricing.


• A strong understanding of how the UK insurance market works, with practical experience of price comparison websites, competitor pricing and customer behaviour.


• A track record of turning analysis into pricing changes that deliver measurable results.


• Strong SQL and Python or R skills, with confidence exploring data independently and checking that your conclusions hold up.


• Commercial judgement and curiosity: you ask good questions, challenge assumptions and connect the numbers to what's happening in the market.


• Clear communication skills and enthusiasm for sharing your UK market knowledge with colleagues across the business.


• Working knowledge of UK pricing/insurance regulations


• Enthusiasm for learning and working with AI, and exploring how it can improve the way we price and work.


• UK home pricing experience is a strong plus, as are actuarial qualifications and experience with demand modelling or optimisation.


• Ability to work from our London office.


• Commitment in obtaining FIA (Fellow of the Institute of Actuaries) or FFA (Fellow of the Faculty of Actuaries)


• Master's degree in mathematics / econometrics / actuarial science / related field preferred

Things to know...



Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.