RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers' compensation, providing creative solutions to retail brokerage firms. We define ourselves through our superior execution on behalf of our clients, which has established us as a leader in the industry.

Position Summary
The Underwriting Associate supports underwriting operations by reviewing and analyzing underwriting applications, policy documentation, and related information to assist in risk evaluation and underwriting workflow activities. This role applies established underwriting guidelines, procedures, and regulatory requirements to support policy quoting, binding, issuance, and servicing processes. The Underwriting Associate collaborates with underwriting, brokerage, and operational teams to gather information, maintain accurate documentation, and contribute to informed underwriting decisions.

Location: This role is located in our Charlotte, NC office at 13024 Ballantyne Corporate Place Suite 400 Charlotte, NC 28277

What will your job entail?

Job Responsibilities

• Perform duties in accordance with departmental policies, procedures, and underwriting guidelines.
• Review and analyze submission materials, account information, and supporting documentation to assist with risk evaluation activities.
• Support the underwriting process by coordinating policy quoting, binding, issuance, and related administrative activities.
• Research and apply appropriate rates, coverages, endorsements, and policy forms based on established guidelines.
• Prepare reports and summarize underwriting data, portfolio information, and risk characteristics for internal stakeholders.
• Issue policy transactions and servicing documents, including cancellations, non-renewals, reinstatements, and endorsements, as applicable.
• Maintain accurate and complete underwriting files and documentation in accordance with company policies and regulatory requirements.
• Collaborate with underwriters, producers, brokers, reinsurers, and internal business partners to support account management and underwriting workflows.
• Build and maintain professional working relationships with agency, broker, and carrier partners.
• Participate in underwriting projects, process improvement initiatives, and other assigned responsibilities.

Required Qualifications

• Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field; or an equivalent combination of education and relevant work experience.
• 1+ year of experience in underwriting, insurance operations, account management, brokerage support, or transferrable business function.
• Ability to review and analyze underwriting submissions, account information, and supporting documentation.
• Working knowledge of insurance principles, underwriting practices, and policy administration processes.
• Strong analytical, organizational, and problem-solving skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Effective written and verbal communication skills.
• Proficiency with Microsoft Office applications and other business technology systems.
• Ability to obtain and maintain required Property & Casualty and/or Surplus Lines licenses, as required by state regulations.

Preferred Qualifications

• Active Property & Casualty license
• Experience coordinating quoting, binding, issuance, endorsements, cancellations, renewals, or reinstatements.
• Experience working with agents, brokers, underwriters, reinsurers, or carrier partners.
• Familiarity with underwriting guidelines, rating methodologies, policy forms, and coverage analysis.
• Associate in Insurance Services (AIS) designation or progress toward a related insurance industry designation.
• Experience preparing underwriting reports, analyzing portfolio data, or supporting underwriting projects and process improvement initiatives.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $54,250.00 - $65,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.